We are dedicated to finding the home loan solution that fits your specific needs.
We will provide you with excellent service that members have come to expect from Travis Credit Union.
Our Home Loan Team consists of professional, knowledgeable and friendly advocates at Travis Credit Union. We offer a variety of mortgage products for your first home, your next home and your forever home. From first mortgages and refinancing to home equity loans and home equity lines of credit, turn to Travis for all of your Real Estate needs. Trusted since 1954.
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To comply with regulatory obligations under the California Consumer Privacy Act (CCPA), Travis Credit Union (TCU) is required to notify individuals who are parties to accounts/loans of the categories of personal information that TCU may collect and how the personal information may be used.
Notice at Collection
Federally insured by NCUA. Applicant must meet membership and account qualifications. See www.traviscu.org/disclosures for complete details.
Rates as of 4/25/2024, 10:00 AM PT
Please note that rates and fees are subject to change without notice.
Rate/APR shown based on a 30-Year Fixed loan product scenario for an owner-occupied purchase transaction on a single-family detached 1-unit property with a ≥760 credit score, ≤60% loan-to-value (LTV), and loan amount of $400,000.
The effective interest rate as of April 25, 2024 is 7.625% with an Annual Percentage Rate (APR) of 7.683%, and -0.109% discount points or ($436.00).
Monthly payment is approximately $2,831.17 for months 1-359, and $2,838.15 for month 360. Monthly payment disclosed is principal & interest and does not include taxes and insurance.
The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply.
This example is informational data purposes only and should not be considered an offer, credit decision, or a commitment to lend.
Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type, borrower credit history.
Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR. Additional restrictions and conditions may apply.
Equal Housing Opportunity. NMLS #643926.
By clicking on the button links above, you will open our Real Estate partner online application website, Accenture. The “Accenture” links are provided as a convenient connection between the websites belonging to Travis Credit Union and its business partner. The policies and procedures in use at our business partner may differ from those in use at Travis Credit Union. Travis Credit Union is not responsible for the content contained in our business partner website.