New Auto Loans
Buying or refinancing a vehicle loan at Travis is quick, easy and can save you money. We have the products, resources and experience to get you the best rate on your vehicle loan so you can look forward to lower payments ahead.
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vehicle loan rates chart, sorted by vehicle model years, vehicle type, terms, minimum amount, APR and fee payment.
TERM IN MONTHS |
MINIMUM AMOUNT |
APR* |
PAYMENT PER $1,000** |
New Autos & Vans 2023 and newer models
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness. |
Up to 36 |
$500.00 |
5.49% - 17.49% |
$30.19 |
37 to 48 |
$4,000.00 |
5.49% - 17.49% |
$23.25 |
49 to 60 |
$5,000.00 |
5.49% - 17.49% |
$19.10 |
61 to 66 |
$5,000.00 |
5.59% - 17.49% |
$17.63 |
67 to 78 |
$10,000.00 |
5.59% - 17.49% |
$15.32 |
79 to 84 |
$20,000.00 |
5.99% - 17.49% |
$14.60 |
*APR=Annual Percentage Rate. New Auto rate includes: 0.25% discount for automatic payment, 0.50% discount for being a member for more than 6 months, and a promotional rate reduction of 0.50%. Without automatic payments, the rate increases by 0.25%, and if membership is 6 months or less the rate increases by 0.50%. Refinancing of TCU auto loans may not be eligible for all rates and may include a fee. All loan rates are dependent on credit worthiness, ability to repay, financed amount, and additional underwriting factors.
All loan rates are subject to change daily without notice. For vehicles older than 10 years, please contact Travis Credit Union. For more information, please call (707) 451-5350 or (800) 449-4110.
** Payment per $1,000 balance is based on an APR that is a representative rate for each product and term that is currently offered. Your rate may be lower or higher depending on your credit history and other underwriting factors.
Auto Loan: The payment examples listed are with the maximum term. For example: for a 3-year (36-month), $20,000 new auto loan at the rate of 5.49%, multiply 20 x $30.19 for a payment amount of $603.78 (loan amount / $1,000 x payment example = payment amount).
Effective Date 11/22/2024
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