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Individual Retirement Accounts

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4.30% APY* 7 month IRA Certificate. Get Started >

Individual Retirement Accounts (IRAs)
Available for rollovers and transfers, too!

Our no-fee Traditional or Roth Individual Retirement Account (IRA) is a great way to save for the future. An IRA allows you to take advantage of both long-term compounding and tax-deferred or tax-free earnings growth, respectively, to reach your savings goals faster.**

We can help you rollover money from a retirement plan at a previous employer into an IRA at TCU to keep your money working hard for you. Set up automatic deductions from your TCU savings or checking account to make funding your IRA even easier. We’re here to improve your financial wellness and a TCU IRA with no maintenance fee is a great place to start.

Get more information at our IRA Information Center:

IRA Info Center

*Annual Percentage Yield (APY) on the 7-Month Certificate Special is accurate as of November 14, 2024 and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. Penalty for early withdrawal. Minimum opening deposit of $500 is required. Certificate will automatically renew on the maturity date at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special. Business, IRA and CESA Certificates are eligible for the 7-Month Certificate Special. Some restrictions apply. Rates and terms are subject to change without notice. See Certificate Account disclosure for complete details. Insured by NCUA.


 STANDARD
TERMS
MINIMUM
BALANCE TO
OBTAIN APY

 DIVIDEND
RATE
ANNUAL
PERCENTAGE
YIELD (APY)
7 months
(213 days)
$500 4.22% 4.30%

**This page is intended to provide general information concerning IRAs, it is not intended to provide legal advice or to be a detailed explanation of the rules or how such rules may apply to your individual circumstances. For specific information, please consult your tax or legal professional. See account disclosure for complete details.

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