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Visa® Debit Card

New Benefit For Your Visa Debit Card–

Visa Account Updater

Visa Account Updater will provide you with a seamless transition when your Visa debit card expires or is replaced. This service will automatically update your saved card number and/or expiration date with participating merchants whenever your information changes.*

Simplify your bill paying process when the following events occur:

  • Your Visa debit card is reissued due to normal expiration
  • Your Visa debit card is lost or stolen
  • Your Visa debit card is compromised

As a cardholder, you can experience:

  • An all-in-one account update process
  • No unnecessary communication for changes with your card
  • Less chance of authorization declines
  • Uninterrupted service from merchants who are participating

And when your card expires or is re‑issued, you won't have to update
your payment information with participating merchants.

  • Skip the time and hassle of re-entering or resubmitting your payment info
  • Avoid declined payments and service interruptions
  • Count on us to keep your card information secure

All TCU Visa debit cards will be automatically enrolled in Visa Account Updater. It's automatic – there's nothing you need to do to initiate this service. However, it is important to know that participation in Visa Account Updater does not relieve you of the obligation to ensure that merchants have your correct debit card information on file.

If you wish to opt-out of Visa Account Updater, please call the Member Service Center at (800) 877-8328.

3D Secure (3DS) Authentication

3D Secure, also known as 3DS, is a technical standard created by Visa that adds an additional layer of protect to online debit card and credit card transactions.

When enabled, 3DS provides a 2-step authentication process for online purchases to prevent payment card fraud. To complete a purchase, TCU cardholders will have to enter a unique code to complete an online transaction with merchants who use 3DS.

Travis Credit Union will automatically activate 3DS for TCU debit and credit cardholders. This will allow you to make purchases at merchants that require the added layer of security for check out.

If you’re attempting to make an online purchase with a merchant who uses 3DS, you will be prompted to receive a code, once received to your number on file, please enter the code with the merchant before it expires.

3DS adds a layer of protection for both the consumer and the retailer against fraud.

Travis now offers Apple Pay® and Samsung Pay® options for your Visa Debit Card. Use your phone's mobile wallet to securely pay on‑the‑go!

Mobile Wallet

See disclosure for complete details. 30,000 ATMs Nationwide are part of the CO-OP Shared ATM Network.

*Information updating service and authorizations
If you have authorized a merchant to bill charges to your Card on a recurring basis, it is your responsibility to notify the merchant in the event your Card is replaced, your account information (such as Card number or expiration date) changes, or your account is closed. However, if your Card is replaced or your account information changes, you authorize us, without obligation on our part, to provide the updated account information to the merchant in order to permit the merchant to bill recurring charges to your Card. You authorize us to apply such recurring charges to your Card until you notify us that you have revoked authorization for the charges to your Card. Your Card is automatically enrolled in an information updating service. Through this service, your updated account information (such as Card number or expiration date) may be shared with participating merchants to facilitate continued recurring charges. Updates are not guaranteed before your next payment to a merchant is due. You are responsible for making direct payment until recurring charges resume. To revoke your authorization allowing us to provide updated account information to a merchant, please contact us.

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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This Credit Union is federally insured by the National Credit Union Administration.