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TCU's Educational Resources/Blogs

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Financial Wellness

11/29/2024

Refinancing Your Auto Loan

When and Why It Makes Sense

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Financial Wellness

11/29/2024

Yearly Home Review Tips

We'll discuss common home maintenance tasks and improvement projects and the ways to fund them.

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Financial Wellness

11/29/2024

Holiday Spending and Managing Debt

One way to alleviate this annual stress is to plan your holiday giving, shop effectively and borrow smartly.

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Financial Wellness

10/28/2024

Explore the Benefits of ARMs

Learn How These Flexible Mortgage Options Could Fit Your Home-buying Needs

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Financial Wellness

10/28/2024

Youth Savings

Teaching Your Children the Importance of Savings Early On

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Financial Wellness

9/27/2024

Auto Loan Pre-Approval

Key Things To Know Before You Apply

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Financial Wellness

9/27/2024

How to Winterize Your Home

Financial Preparation and Execution Tips

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Financial Wellness

9/27/2024

Building Credit Wisely

A Beginner’s Guide to Borrowing Smartly

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Financial Wellness

8/23/2024

Car Loan Interest Rates by Credit Score

Learn ways you can improve your score and what you can do to prepare for rate drops.

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Financial Wellness

8/23/2024

Is Home Equity Financing Cheaper Than a Credit Card or a Personal Loan?

Learn why home equity financing is a smarter and cheaper alternative to borrow.

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Financial Wellness

8/23/2024

Financing Higher Education

Several ways you can pay for college gives you options.

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Financial Wellness

7/30/2024

The Impact of Market Trends on Home Equity Loans in 2024

A better way to borrow money exclusively for homeowners.

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Financial Wellness

7/24/2024

Money Management Tips for a Financially Fit Summer

We'll discuss creating a budget to know how much you can spend.

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Financial Wellness

7/24/2024

The Best Time to Refinance Your Home

– What You Should Know

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Financial Wellness

7/1/2024

Open a Free Checking Account and Discover the Benefits from Travis Credit Union

TCU Free Checking can better help you manage your money, which improves your financial life.

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Financial Wellness

6/27/2024

Building a Back-to-School Budget

Learn how to shop for school supplies and how to get some financial help if you need it.

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Financial Wellness

6/27/2024

Stay Cool This Summer!

Keeping your home cool during the summer is all about comfort.

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Financial Wellness

5/23/2024

Calculate: Impact of Credit Score on Loans

A healthy credit history can boost your financial wellness.

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Financial Wellness

5/23/2024

Mortgage Rate Landscape – What You Should Know

We will discuss the mortgage rate landscape and what you should know.

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Financial Wellness

5/23/2024

Preparing for Retirement

From Your First Job to Empty Nest

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Financial Wellness

5/1/2024

Wealth Building at Any Life Stage

Whether you are saving for a new car, a new home, higher education, starting a family or retirement, you can learn how to set the foundation for your financial growth.

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Financial Wellness

5/1/2024

Homebuying 101 in the Summer

No matter your reason, start your home-buying journey with a plan to ensure you will be ready to tackle the summer like a pro.

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Financial Wellness

5/1/2024

Benefits of Joining a Credit Union

Credit unions tend to have lower loan interest rates than banks, higher returns or yields on savings, and lower fees.

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Financial Wellness

3/26/2024

A Different Way to Borrow - Home Equity Loans

We'll review the type of home equity loans available, the requirements needed and more.

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Financial Wellness

3/21/2024

Energy Efficiency with Cars

Going Green on the Road

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Financial Wellness

3/21/2024

Energy-Efficient Home Improvements

The month of April includes Earth Day, a great time to consider making energy-efficient improvements to your home.

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Financial Wellness

2/29/2024

What is a Checking Account?

– a Complete Guide

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Financial Wellness

2/29/2024

Navigating a High Interest Rate Market

– The Path to Homeownership

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Financial Wellness

2/29/2024

Spring Clean Your Finances

You can spring clean your budget by reviewing your income, savings, and debt, and adjusting as needed.

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Financial Wellness

1/29/2024

When is the Right Time to Buy or Refi?

There could be better opportunities in 2024.

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Financial Wellness

1/29/2024

Tax Prep Checklist

Preparing For Tax Season

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Financial Wellness

1/29/2024

Mortgage Market Guide

Home-Buying Success Strategies

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Financial Wellness

1/4/2024

Financial Planning Tips for Every New Year

Make 2024 the best year yet.

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Financial Wellness

1/4/2024

Home Renovations in 2024

Keep Your Home Feeling Like Home

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Financial Wellness

1/4/2024

Best Ways to Consolidate Debt

A debt consolidation lets you combine your various loans into one loan with a single monthly payment.

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Financial Wellness

11/28/2023

Best Holiday Budgeting Tips: Smart Savings for Less Stress

We will provide budgeting tips and ways to save on holiday spending.
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Financial Wellness

11/28/2023

Personal Loan vs. Credit Card for Holidays: Which is Best?

Finding the right way to pay for gifts can help your pocketbook as well as relieve some of the stress of holiday spending.
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Financial Wellness

11/28/2023

Utilizing a HELOC to Winterize Your Home

HELOC can provide you with the winter-proofing funding needed without dipping into your savings or emergency funds.
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Financial Wellness

10/27/2023

Top Budgeting & Savings Tips

Assess Your Finances Every Fall

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Financial Wellness

10/26/2023

Top Benefits of Choosing a Local Lender

A local lender can provide you with the right loan for your unique situation.

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Financial Wellness

10/26/2023

How to Use Credit Cards Wisely

Tips for Building & Maintaining Credit

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Financial Wellness

9/28/2023

Money Market Accounts – What You Need to Know

Earn higher dividends for your deposits, without the risk of losing the physical cash.

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Financial Wellness

9/28/2023

How to Winterize Your Home Effectively

Save money on your energy bill and keep your home warm this winter.

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Financial Wellness

9/28/2023

Reducing Debt, Reducing Stress

Learn how to reduce debt so you can reduce stress.

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Financial Wellness

8/22/2023

Maximize Your Experience with Digital Banking

Embracing your Online and Mobile Banking systems allows you more ways to manage your finances.

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Financial Wellness

8/22/2023

Determining Cost of Living When Purchasing a Home

How much you can afford is key to your success.

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Financial Wellness

8/22/2023

Health Savings Accounts (HSAs) – A 2023 Guide

HSAs allow you to set aside money dedicated for healthcare expenses.

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Financial Wellness

7/28/2023

Personal Loans - A Complete Guide from Travis Credit Union

A personal loan does not require collateral to qualify for the loan.

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Financial Wellness

7/28/2023

Investing In Your Higher Education

How to Pay for School the Smart Way

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Financial Wellness

7/28/2023

How to Budget for a Home You Can Afford

Buying a home is a big deal, one that comes with an equally big cost.

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Financial Wellness

6/29/2023

How Your Credit Union Can Help You Save Money

Here are some savings tips that can help you make the most of your budget, while getting the most out of your summer!

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Financial Wellness

6/28/2023

Achieving Financial Independence

Getting to a point where you are making ends meet without monetary assistance requires a clear understanding of your finances and a plan.

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Financial Wellness

6/28/2023

Out-of-Pocket Expenses You Can Expect When Purchasing a Home

Learn about these out-of-pocket expenses to budget for alongside your down payment.

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Financial Wellness

6/2/2023

Ways to Avoid Financial Fraud

TCU Cares About Your Financial Wellness

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Financial Wellness

5/31/2023

Mortgage Interest Rates Forecast 2023

An Overview and Analysis

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Financial Wellness

5/24/2023

Pay Your Future Self First

Saving and Budgeting for an Emergency

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Financial Wellness

5/24/2023

Celebrating National Homeownership Month

Reasons to Become a Homeowner

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Financial Wellness

5/3/2023

Buying a Used Car in California

If you want to buy a used car in California, you’re in luck.

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Financial Wellness

4/26/2023

When You Crave to Save: MMA, Certificate & Regular Savings

You hear it all the time from financial experts: start saving at an early age to build your financial wealth.

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Financial Wellness

4/26/2023

When is the Right Time to Refinance Your Mortgage?

Let’s take a closer look at these reasons you might consider refinancing.

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Financial Wellness

3/31/2023

How to Recession-Proof Your Finances

A Guide to Achieving Financial Stability

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Financial Wellness

3/9/2023

How to Protect Your Assets with the Right Homeowner’s Insurance Policy

A homeowner’s insurance policy is an important financial tool when buying a home.

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Financial Wellness

3/9/2023

Save Money This Summer by Maintaining Your HVAC Unit This Spring

To save money and keep your electricity costs low this summer, ensure your HVAC unit is properly maintained each spring.

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Financial Wellness

2/8/2023

Where You Bank Matters: Traditional Banks vs. Credit Unions

Finding the right financial institution can help you save money as well as become a good money manager.

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Financial Wellness

2/8/2023

First-Time Homebuyer Requirements and Steps to Purchasing Your First Home

Homeownership may seem to be an impossible dream given today’s current market conditions.

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Financial Wellness

1/25/2023

Are Checking Accounts Truly Free?

Checking accounts will vary by features such as fees, accessibility, dividends, digital features and more.

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Financial Wellness

1/25/2023

How to Improve Your Credit Score to Buy a House

Improving your credit score is one way to get the lowest rates for you.

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Financial Wellness

1/10/2023

VITA Tax Preparation Workshops

Travis Credit Union will again participate in the Federal VITA program that provides free basic income tax assistance.

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Financial Wellness

12/16/2022

Unlocking The Power of Your Home’s Equity

By unlocking the power of your home’s equity, you can fund home improvement projects, consolidate debt, pay college tuition, or take care of other major expense.

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Financial Wellness

12/15/2022

The Best Way to Consolidate Debt

It’s the New Year and you’re excited about the opportunities ahead. Before staring too far into the future, take the time now for a financial health check, especially if you used credit to buy holiday items last year.

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Financial Wellness

11/16/2022

A (New) Home for the Holidays?

Why Winter is an Excellent Time to Buy

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Financial Wellness

11/16/2022

Spend Better - How a Personal Loan Can Help You Afford Everything, From Vet Care to Veneers

Personal loans are a great way to pay for goods and services when you don’t have the funds readily available.

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Financial Wellness

10/25/2022

How You Should Pay for Holiday Purchases

Knowing your options on how to pay for festive purchases may help relieve some of the pressure of the holidays.

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Financial Wellness

10/25/2022

Tips for Choosing the Right Mortgage Partner

Selecting the right mortgage lender for your home purchase should be just as important as finding the right home to buy.

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Financial Wellness

9/22/2022

Ways to Create An Energy-Efficient Home

Energy savings tips to make your home energy efficient and save using the energy assistance program.

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Financial Wellness

9/22/2022

How to Reduce Closing Costs

Want to save money when buying a home? Here are some easy tips on how to reduce closing costs.

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Financial Wellness

8/24/2022

Save Better With These Certificate Strategies

Certificates, the guaranteed investment tool to help you earn and save money easily and fast.

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Financial Wellness

8/24/2022

Six Steps to Buying a Home

Key financial steps you can take now to help when buying a home.

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Financial Wellness

8/5/2022

Employee Retention Tax Credit Reminder

Can Still Help Businesses Affected by COVID‑19

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Financial Wellness

7/27/2022

How to Use a Mobile Wallet

What they are, their benefits, and other ways to pay securely using debit and credit cards.

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Financial Wellness

7/27/2022

How to Save Money for a House

Saving money for a down payment to buy a home may feel like a daunting task but it doesn’t have to be.

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Financial Wellness

6/27/2022

How to Financially Prepare for a Life Event

Saving for a major life event such as getting married, buying a home, or starting a family are all daunting things to think about.

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Financial Wellness

6/27/2022

Tips for First-Time Homebuyers

If you’ve decided to become a homeowner for the first time this year, congratulations!

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Financial Wellness

5/26/2022

Renting vs. Buying a House

The question whether to rent or buy in this current market is as complicated as ever.

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Financial Wellness

5/26/2022

How to Build an Emergency Fund

According to the Federal Reserve, 36% of Americans cannot cover a $400 emergency.

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Financial Wellness

4/19/2022

What Do Rising Interest Rates Mean for Your Mortgage?

Higher rates may require adjusting your housing budget.

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Financial Wellness

4/19/2022

Student Loans – A Viable and Valuable Option

Which Student Loan is Best?

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Financial Wellness

3/30/2022

Home Equity Loan or HELOC vs. Cash-out Mortgage Refinance. What’s Best for You?

Today’s rising home prices means homeowners have more equity in their properties than just a few years ago.

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Financial Wellness

3/30/2022

Navigating Market Uncertainty

Understanding and Preparing for Volatility in the Stock Market

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Financial Wellness

3/30/2022

Best Credit Unions in California

Knowing how to manage your personal finances may come easy to some and may prove difficult for others.

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Financial Wellness

2/22/2022

How to Make Your Tax Refund Work for You

Know how to leverage your tax refund wisely and recognize when your refund may be too high.

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Financial Wellness

2/22/2022

VA Loans Make Homeownership Affordable

More and more people are turning to VA Loans for home purchases, tapping into the significant benefits that come with these loans.

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Financial Wellness

1/25/2022

Get Ready Now for the Spring Home-Buying Season

Get started before the spring real estate season begins.

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Financial Wellness

1/25/2022

Buy Now, Pay Later

What you need to know about these short-term loans.

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Financial Wellness

12/21/2021

Planning for Home Renovation Costs While Buying a Home

Buyers must now plan for home improvements as part of the cost of buying a home.

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Financial Wellness

12/20/2021

The Ins and Outs of Opening a Joint Bank Account

If you and your significant other have decided on spending your life together, ask each other if you should combine your financials accounts now that you’re sharing a household.

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Financial Wellness

11/29/2021

Homebuyers – Docs Needed to Navigate a Mortgage

The Real Estate market continues to sizzle, even at a time of the year when sales typically cool down.

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Financial Wellness

11/29/2021

Couples that Need Help with Financial Planning

How to set and plan financial goals as a couple.

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Financial Wellness

11/1/2021

Pros and Cons of PMI

PMI has helped increase home affordability for many Americans over the years.

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Financial Wellness

11/1/2021

When to Have That Money Talk with Your Partner

Life happens and before you know it, your relationship with that special someone has turned serious and excitedly toward a bright future together.

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Financial Wellness

10/8/2021

How Your Credit Score Impacts What You Pay for a Mortgage

One of the first things you should do when you start your home-buying journey is to check your credit score.

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Financial Wellness

9/22/2021

Is a Cash-Out Refinance Right for You?

A cash-out refinance means using your home’s equity for home improvements, debt consolidation, or other purposes.

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Financial Wellness

9/22/2021

The Ins and Outs of Inflation

Inflation is a complex topic, so we’ve put together this guide to help you.

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Financial Wellness

9/22/2021

Top Tips for Managing Student Loan Debt

There are many tips and tricks to help with student loan debt.

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Financial Wellness

8/10/2021

3 Ways to Level-Up Your Financial Literacy

Here are three simple steps you can take to control your finances and boost your financial literacy.

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Financial Wellness

8/10/2021

Refinancing? 3 Important Considerations Before Making a Move

Many homeowners are feeling the pressure to refinance their mortgage in order to take advantage of low interest rates.

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Financial Wellness

8/10/2021

Top Scams and How to Protect Yourself

The COVID-19 pandemic left many people financially vulnerable due to job loss, medical expenses and economic inflation.

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