Managing your personal finances should be so much more than just making a bank deposit. At Travis Credit Union (TCU), our entire service-based philosophy is built on helping you succeed throughout the financial stages of your life. With our commitment to People Helping People, you get a real financial partner, and not just a bank.
Now is the perfect time to switch your banking over to Travis Credit Union. Great service and real people, who care about your needs, not profit. That’s what we do here at TCU, we care about you and that’s why we reinvest our profits back to you through lower rates on loans, lots of free services, and higher dividends on savings since 1951.
Who can join?
All it takes to open a savings account is to pay a one-time membership fee of $5 and a minimum deposit of $5. The $5 fee is waived if you join online.
Travis Credit Union (TCU) is a not-for-profit cooperative financial institution serving everyone who lives, works, worships or attends school in Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer, Sacramento, San Joaquin, Sonoma and Stanislaus counties. When you bank with TCU, you'll pay fewer fees, earn more on savings, and pay less for loans.As a leading finanical institution, TCU is a great alternative to a traditional bank; large enough to provide you with all of the financial products you need to achieve your important financial goals, yet small enough to provide truly personalized service.
Currently, Travis Credit Union is the 12th largest credit union in California, with more than 177,000 members and more than $1.9 billion in assets. TCU members can access their accounts at 22 convenient branch locations, at 30,000 free CO-OP Network® ATMs, through secure, easy- to-use Online Banking, our mobile app for Apple® iPhone®, or by telephone using our Call-24 Phone Banking.
Travis Credit Union makes a difference in the lives of the people we serve. As a secure and trusted financial institution, we advocate for the financial education and well-being of our members, assist the underserved, invest in our communities and inspire the passionate commitment of our employees.
We are dedicated to building lifelong relationships with our members to help them achieve their financial goals.
Excellence in quality service
Flexible and adaptable to change
Balance of work and life
Teamwork and collaboration
Leadership at all levels
Ensure that we are a strong viable financial institution to sustain our growth and our ability to provide ongoing service to our members.
Be the financial institution of choice for our members and earn their ongoing confidence in our ability to handle their financial needs.
Be an active stakeholder and partner in the communities we serve.
Grow the credit union's assets, and develop and enhance the products and services we offer to our members.
Improve credit union operational processes to ensure greater effectiveness and efficiency and to increase member convenience.
Be the employer of choice for our staff and earn their loyalty and commitment to the credit union's mission and goals.
Provide a safe and secure environment for TCU members and staff, and for credit union data and records.
We believe that Travis Credit Union holds a unique position in Northern California’s financial landscape. Three factors that are essential elements of our mission and our corporate culture differentiate us from other financial institutions. They demonstrate the credit union principle of “People Helping People”
We strive to attract members and create with them mutually beneficial relationships. Just as members are stakeholders in the credit union’s success, we view ourselves as stakeholders in the financial success of our members and their families. While banks are required by regulation to serve the underserved and to reinvest in their communities, we do so voluntarily.
We view commitment to our communities as stewardship because community is more than our market, it is our partner. We believe we share responsibility for the health of our communities. Community service is more than a slogan, it is a guiding principle in our decision making and it inspires employees—at all levels of the organization—to actively engage in community affairs. We demonstrate this principle of stewardship through financial support of community events and activities that align with our mission and vision. TCU directors, senior managers, regional and branch managers and staff voluntarily offer their personal time and energy to community initiatives as a demonstration of this commitment. Finally, we measure our stewardship efforts and report on them as part of our commitment.
We believe the commitment of TCU employees is unique among financial institutions. Our employees are fully engaged and actively participate in their communities. They believe in TCU’s commitment to its members and its stewardship principle, and they are actively involved in educational outreach, public service and community affairs. They believe they can help make a difference in the lives of our members and in their community, and they willingly make commitments of their personal time, effort, and resources to demonstrate these beliefs
Member-owned credit union cooperatives operate under the principle of “people helping people." Travis Credit Union is committed to doing what’s right for our members and making it easy for them to do business with us.
When Travis Credit Union was formed in 1951, the credit union movement was not yet 20 years old. Because credit unions help people save and borrow more affordably, the federal government has always granted not-for-profit status for financial cooperatives.
Credit unions provide higher rates on deposits, lower rates on loans, lower fees on services, convenient access and friendly service, while working to ensure their long-term viability as a not-for-profit banking alternative.
Our Board of Directors, Supervisory Committee, and senior management are careful stewards of the resources our members put in their care. They believe in the genuine, personal way credit unions do business that sets financial cooperatives, and Travis Credit Union in particular, apart from other financial institutions.
You’ve come to know our employees. They are friends and neighbors who see each other at school functions, in church, at the mall and at soccer games. Our employees are active in community events, youth programs, non-profit organizations, and in local schools. Financial cooperatives such as Travis Credit Union help shape communities by making a difference in the lives of individuals and their families because we are from these communities ourselves.
Thanks to our member-owners we are able to bring credit union membership to even more people. We are committed to promoting financial literacy and contributing to the communities we serve by donating to organizations that meet social needs. We reach out to underserved populations to help them achieve financial well-being, and to acquaint them with the credit union philosophy of "people helping people."
Our annual reports provide you with financial data as well as a summary of our strategic direction and highlights of our community involvement for the year just past.
2012 Annual Report (PDF)
Brenda of Fairfield"Travis Credit Union's financial literacy class on budgeting taught me how to stick to a budget and to berealistic about saving money. It gave me the confidence and boost of knowing how to save. We were ableto save for a new washing machine - and a trip to Texas." Gerald and Rallace of Fairfield"We joined in 1952 when the credit union was a very small little office up opposite the fire department...We've been very satisfied with it. We've just always been with the credit union. No other banks or anything else." Maria of Fairfield"I do most of my banking at the Travis branch. You're greeted with a smile, and by your name." Frederick of Fairfield"I highly recommended it. To me, being a member of Travis Credit Union is sort of like asking yourself, 'Do you have the confidence or the trust in the financial institution?' And that's a big peace of mind for me because I don't have to worry about my account." Bob & Carol of Napa"The staff has always treated us like friends. We feel we can always trust you, whenever we do any business and that we can get the best service needed. And we feel that our money is safe with you. We plan to stay with you as long as you are around. Norma of Vallejo "I've always like doing business with credit unions. And I've never been dissapointed. You offer so many banking services. So I say to you, "Thank You!" Eugene of Davis"Good people with good answers." Helen of Vacaville"I have seen Travis Credit Union grow tremendously. It expanded into I think everything that anyone would ever need as far as money management, a place to put your money and feel like it is secure and safe. I'm very pleased with my relationship with Travis." Bernard of Dixon"I've used Travis for all different kinds of purchases and I still use it occasionally when I need some money quick." Ardean of Vacaville "I am proud to have accounts at Travis Credit Union and trust them in every way."
Travis Credit Union offers numerous career opportunities at our corporate offices in Vacaville, California as well as our 22 branch locations in Antioch, Atwater, Benicia, Concord, Davis, Dixon, Fairfield, Merced, Napa, Richmond, Suisun, Vacaville, Vallejo and Woodland. Our success is due to our exceptional employees who deliver excellent service inspired by our Sales and Service Culture.
Our front line branch employees receive an additional Branch Premium pay, while employees who work a regular Saturday schedule receive Saturday Differential pay. In addition, incentives are paid to employees who successfully achieve sales and/or service goals established for their specific position.
EEO/AAP - If special accommodations are needed to complete your application please contact: email@example.com
To support that healthy balance between their professional and family life, Travis Credit Union offers competitive benefits to both full- and part-time employees, including:
E-mail us anytime using Secure Messaging within Online Banking - we'll respond to your message as soon as possible (representatives in our Member Service Center are available Monday through Saturday, please see below for hours of operation). To use Secure Messaging you must be enrolled in Online Banking, click here if you're a "New User."
(707) 449-4000 or (800) 877-8328
(707) 469-2000 or (888) 698-0000
(707) 451-5350 or (800) 449-4110
North America: (800) 453-4270 International, toll-free: 00+1+(727) 570-4881
(707) 449-4700 or (800) 578-3282
One Travis Way Vacaville, CA 95687
Travis Credit UnionP.O. Box 2069Vacaville, CA 95696
Travis Credit Union P.O. Box 8000Travis AFB, CA 94535
Travis Credit UnionOne Travis WayVacaville, CA 95687
Monday through Friday, 8 a.m. to 7 p.m.; Saturdays, 9 a.m. to 5 p.m
Monday through Friday, 10 a.m. to 5:30 p.m.; Saturday, 10 a.m. to 2 p.m.
Monday through Friday, 10 a.m. to 5:30 p.m.; Saturdays, 9 a.m. to 4:15 p.m.
(no cash at this location, please visit Vaca Commons branch)
Monday through Friday, 9:30 a.m. to 5:30 p.m.
(open to Paradise Valley residents only)
Monday through Friday, 8:30 a.m. to 2 p.m. (closed for lunch from 12 to 12:45 p.m.)
Monday through Saturdays, 9 a.m. to 4:30 p.m. Military paydays- open 1 hour later, 9 a.m. to 5:30 p.m.
In recognition of the following holidays, all branch locations and our member service center will be closed:
As a credit union, we are founded on the philosophy of "people helping people," and we stand behind the principles that promote human development and social responsibility. Who may apply? We encourage all our young members who are graduating high school seniors to apply. Each applicant must have a minimum GPA of 3.0 on a 4.0 scale, bound for a two- or four-year college or university, and is a member of Travis Credit Union in good standing. Students who live in our 12-county service region and are not yet members may join the credit union and apply for our scholarship at the same time. Applications are now closed Scholarship winners will be notified by May 28, 2014. Winners will be announced in the summer issue of Smart Money Matters newsletter. Thank you for your interest.
As a not-for-profit financial cooperative, our mission is to build lifelong relationships with our members to help them achieve their financial goals. Volunteers are vital to helping us identify and serve our members’ needs and fulfill our service mission.
The credit union trains new volunteers through a Volunteer-at-Large Training Program. The purpose of the Volunteer-at-Large Training Program is to provide educational opportunities to members who would like to learn more about the credit union so they might volunteer for service as representatives of the membership. By serving as a volunteer, members have the satisfaction of contributing to the credit union’s success, helping the credit union achieve its mission and possibly starting on the journey of serving on the Board of Directors or Supervisory Committee.
The Board of Directors consists of 9 members elected by the membership at the annual meeting for a term of 3 years. Terms are staggered so that approximately one-third of the members will stand for re-election each year. The board of directors elects officers who serve one-year terms of office: Chair, Vice-Chair, Treasurer, and Secretary. The board will function in accordance with duties outlined in TCU bylaws. The Board of Directors will meet at least once a month, with a majority of board members constituting a quorum at each meeting. Together with other board members, it is the responsibility of each board member to set the general direction and policy for the credit union, ensure that the credit union is well managed, financially secure and in compliance with legal requirements, and monitor progress towards goals.
The Committee is charged to ensure the safety and soundness of the credit union's assets by ensuring compliance with the California Credit Union Law, the credit union bylaws, NCUA Rules and Regulations, applicable Federal and State Laws, and Board Policies. The Committee of three consists of members elected by the membership for a term of three years. The Committee elects a Chair and Secretary and functions in accordance with duties outlined in the TCU bylaws. The Committee employs and supervises Internal Auditors.
Year-round Food Bank of Contra Costa and Solano canned food drive. Stop by a branch and donate generously.
Hispanic COC East County Networking Group, La Pinata, Pittsburg
Antioch COC Mixer, Delta Association of Realtors
Benicia COC Mixer, Benicia Main Street
Sheriff's Charities, Annual Sheriff's Ball, Blackhawk Museum
Clayton Business & Community Association Dinner, Oakhurst Country Club
Diablo Valley College AB540 Conference, DVC, Pleasant Hill
Concord COC Women's Networking Luncheon, Concord Chamber Office
Bay Area Career Fair & Workshops, Cal State East Bay
Greater Concord COC Mixer, Brenden Theatre, Concord
Clayton Business & Community Association Meeting, Oakhurst CC
Opportunity Junction Gala, Diablo Country Club
Concord-Diablo Rotary Club Bowling Bash, Clayton Valley Bowl
City of Clayton Cleans Up, Downtown Clayton
Solano EDC Breakfast, Hilton Garden, Fairfield
TRAFC Commander's Night, Jelly Belly Visitor's Center
Fairfield COC Black & White Ball, Green Valley Country Club
Fairfield COC BIC Meeting
Fairfield Suisun COC Joint Chamber Mixer, Ford Lincoln, Fairfield
Sparkpoint Orientation, Cleo Gordon, Fairfield
Travis Community Consortium Meeting, 1000 Webster St., Fairfield
NorthBay Healthcare Foundation Wine & Food Jubilee, Special Events Center, FF
Napa COC Mixer, TBD
Richmond COC Mixer, TBD
Solano County Library Found, Women's History Luncheon, Nelson Comm Ctr
TCU Seminar: 5 Step Spending Plane, TAFB & FRC
Newcomer's Briefing, TAFB, Airman & Family Readiness Center
Newcomer's Briefing, TAFB, Airmen & Family Readiness Center
60 AMW/CC, Partnership Breakfast, Sierra Inn
TRAFC Meeting, Delta Breeze
Yippie Presentation - Accounts, Fairfield Adult School
Home Buyer Seminar, TAFB Airman & Family Readiness Center
Financial First Aid Seminar, TAFB, Airman & Family Readiness Center
TCU VITA Tax Preparation (full), TCU Community Room
Vacaville Boys & Girls Club Bowl-a-Thon, Stars Recreation Center
Vacaville COC Business Issues Educational Forum, TCU Community Room
Take Charge: Wise Use of Credit Cards Seminar, TCU Community Room
Travis Credit Union Annual Membership Meeting, TCU Community Room
Travis Credit Union Shredding Event, One Travis Way, Vacaville
Vallejo Education & Business Association, USA Classic Events Center
Sparkpoint Orientation, Solano Middle School, Vallejo
We believe our support of the community should include monetary contributions as well as personal commitment from TCU Managers, staff, and other resources.
To this end, we have established a comprehensive community involvement program that includes the following:
Vacaville Fiesta Days
Travis Air Force Base Programs
Christmas Wish Programs
Vacaville Neighborhood Boys & Girls Club
TCU Annual Food Drive
Fairfield Senior Day
Childrens Miracle Network
During the Great Depression of the 1930s, as citizens migrated in search of work, urgency grew to design and implement new financial solutions to get the nation back on its feet. In 1934, the Federal Credit Union Act became law under President Franklin D. Roosevelt. This new law created extraordinary options for people with similar employment to pool their relatively scarce resources for the greater good.
The building blocks of a better quality of life, then as now, were home ownership, automobiles, home furnishings, the means to manage emergencies and some level of planned leisure and financial predictability throughout the working years and retirement. Self-determined financing through shares in a credit union was fresh mortar for erecting a new economy during and after the hardships of the Depression.
New federal laws and regulations are changing the structure and face of the financial services industry. In this time of accelerating change, it is important to truly understand how credit unions are unique and different, and why we remain a necessary and extremely popular financial alternative for 90 million Americans.
Credit unions do pay taxes—payroll taxes, sales taxes and property taxes. Congress exempts credit unions from federal income taxes. The exemption was established in 1937, affirmed by statute in 1951, and re-affirmed in 1998 by H.R. 1151, the Credit Union Membership Access Act. This act states credit unions, unlike many other participants in the financial services market, are exempt from federal and most state taxes because credit unions are member-owned, democratically operated, not-for-profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially people of modest means.
Credit unions are economic democracies. Each credit union member has equal ownership and one vote—regardless of how much money the member has on deposit. At a credit union, every customer is both a member and an owner.
Each credit union is governed by a board of directors, elected by and from the credit union's membership. Board members serve voluntarily.
By current federal statute, credit unions cannot serve the general public. People qualify for membership in a credit union through their employer, organizational affiliations such as churches or social groups, or through a community-charter.
Credit unions assist members to become better-educated consumers of financial services.
Credit unions exist to help people, not make a profit. Our goal is to serve all members well, including those of modest means. Every member counts. Our members are fiercely loyal for this reason. They know we will be there for them in bad times, as well as good. This same people-first philosophy causes credit unions and credit union employees to get involved in community and charitable activities and other worthwhile causes.
VACAVILLE, CA - In honor of Military Saves Week, scheduled for Feb. 25 through March 3, Travis Credit Union partnered with Travis Air Force Base to offer free financial education workshops at the Airman and Family Readiness Center here for service members, civilian employees and their family members.
VACAVILLE, CA - Great news for college bound seniors - Travis Credit Union announced today that it will award twenty, $1,500 scholarships.
VACAVILLE, CA - Travis Credit Union is committed to helping people in our community become informed, financially secure and self-confident about managing their finances.
VACAVILLE, CA - Travis Credit Union announced that it has a plan in place to help its members who are facing lost pay due to furloughs because of the implementation of sequestration.
This is the place to find links to selected news stories and videos about Travis Credit Union. If you need to contact our Corporate Relations Department please click here.
If you’re a member of the media and need to speak with a member of our Corporate Relations Department, please contact:
Sherry Cordonnier,Director of Corporate RelationsOffice: (707) 469-1715, or toll-free at (800) 877-8328, ext. 61715#Mobile: (707) 689-0219 or via e-mail at TCUmedia@traviscu.org.
Please send written inquiries to:
Corporate Relations Dept.Travis Credit UnionP.O. Box 2069Vacaville, CA 95696
Please click here for more contact information, phone numbers, branch locations and addresses
This credit union is federally insured by the National Credit Union Administration.