Plan GreenPath Budgeting Worksheet Spanish: GreenPath Budgeting Worksheet Organize Your Files Having a financial plan means decision-making is more manageable, and you'll stay on track to meet your goals — become resilient when the unexpected happens. Best Practices Get Organized: Use these tools to get all your financial records in order. Establish a Budget: Make better financial decisions, prepare for emergencies, get out of debt, and stay focused on your long-term financial goals.
Save Savings Plans Setting Financial Goals Saving money is worth the effort—you'll get peace of mind, as well as other options that open up for you to consider. Plus, the more you save, the easier it becomes. Best Practices Emergency Fund: Have cash funds available at all times to cover at least $400 in unexpected expenses. Make Goals: Saving is much easier if you have a clear goal or purpose for the money you want to save.
Spend Weekly & Monthly Expense Worksheet Your Personal Spending Plan When you are more aware of your spending, you can ensure that your money is used wisely. Understanding what you spend also helps you understand why you might be in debt and how you got there. Best Practices Track Your Money: Make a habit of reviewing money spent and evaluate what was necessary. Reset Your Spending: Cut unnecessary spending to best help you reach your financial goals.
Borrow How To Manage Debt Understand Your Credit Score The way you manage your current debt influences your options to borrow. A credit score tells a potential lender about your ability to repay; payment history plus total debt are the biggest influences on a score. Best Practices Credit Score: Maintain a score of 650 or above. Utilize Reports: Review your credit score at least once a year.