Effective July 2024
Account Reconciliation
Account Research (Includes Reconciliation) . . . $25.00 per hour
Photocopy of Statement . . . $1.00 per page
Printed History - Statement Copy (page or portion of the current month) . . . $5.00
Analyzed Business Checking – In addition to the business checking fees
ACH Credit/Debit Processing (per item) . . . $0.11
Adjustment receipt faxed (per occurrence) . . . $2.00
Checks Deposited (per item) . . . $0.11
Coin Deposit . . . $0.11 per $100
Coin Purchased . . . $0.11 per roll
Currency Deposited . . . $0.11 per $100.00
Currency Purchase . . . $0.11 per $100.00
Debit . . . $0.11 per item
Deposit Ticket . . . $1.00
Monthly Maintenance . . . $16.00
ATM Transactions
Account Transfer at Non-CO-OP ATM . . . $1.50
ATM Deposit Adjustment ($10.00 or more) . . . $10.00
ATM Withdrawal at Non-CO-OP ATM . . . $1.50
Balance Inquiry at Non-CO-OP ATM . . . $1.50
Replacement Card . . . $5.00
Business Checking
Check Order . . . Varies
Currency Purchase . . . $0.11 per $100.00
Deposit Ticket Adjustment . . . $5.00
Endorsement Stamp (must include business account number) . . . Varies
Negative Balance Fee . . . $4.00 per day beginning on the 5th day
Non-Sufficient Funds (NSF/UCF) Overdraft Item . . . (per presentment) . . . $29.00
Photocopy of Check . . . 2 free per month, then $3.00 each
Photocopy of Deposited Check . . . $5.00
Request for Original Check . . . $6.00
Rolled Coin Purchase . . . 4 free rolls per month, then $0.11 per roll
Stop Payment - (Single or Range) . . . $20.00
Stop Payment Request Bill Payment (Check or ACH) . . . $25.00
Temporary Checks . . . $3.00 per packet of 6 checks
Deposit Adjustment (of $10.00 or more) . . . $10.00
Non-negotiable or Ineligible Item Deposited . . . $10.00
EasyPay
(Automated payment services)
Monthly Service . . . $25.00
One-time Set-up (up to 50 payees) . . . $25.00
Per Item . . . $0.11
Pre-Note . . . $1.50
Tax Payment . . . $2.00
Transmission . . . $2.50
Exceeded Activity Allowance
(Free Business Checking, Better Business Dividend Checking)
Check Deposit . . . $0.20 per item for each item that exceeds account limits
Currency Deposited . . . $0.11 per $100.00 that exceeds account limits
Debit Items . . . $0.20 per item for cleared checks that exceeds account limits
Deposit Ticket . . . $1.50 for each deposit ticket that exceeds account limits
Membership
New or Readmittance . . . $5.00
Readmittance (after closure by credit union) . . . $25.00
Business Savings Accounts Quarterly Low Balance Fee . . . $9.00
Assessed when the combined average quarterly balances in savings, money market, checking and certificates within the membership are less than $100 and there are no outstanding TCU loan balances. The fee will be waived regardless of balance if there is direct deposit of $500 or more each month or there are three or more monetary transactions per month of $10 or more each in the checking account.
Night Drop Depository
(available at Clayton, Davis, Dixon, Green Valley, Merced, Peabody, Suisun, Vacaville, Vallejo and Woodland branches only)
Key Deposit . . . $25.00
Safe Deposit Boxes
(available at Davis, Gateway, Paradise Valley (PVE residents only), Vaca Commons and Vacaville-Cernon branches only)
Annually:
3 x 5 . . . $35.00
5 x 5 . . . $43.00
3 x 10 . . . $55.00
5 x 10 . . . $70.00
6 x 10 . . . $70.00
10 x 10 . . . $115.00
10 x 15 . . . $130.00
11 x 16 . . . $145.00
Both Keys Lost . . . $25.00 plus locksmith costs
Key Deposit . . . $25.00
Late Fee . . . $10.00
Lost Key . . . $25.00 plus locksmith costs
Official Checks
Photocopy of Credit Union Official Check . . . $6.00 each
Stale Dated Official Check . . . $25.00 each
Stop Payment Request (Lost, stolen, or destroyed official check) . . . $25.00 each
Wire Transfers and Remittance Services
Incoming bank wire . . . $10.00
Outgoing bank wire (domestic) . . . $25.00
Outgoing wire (international) plus other institution fees . . . $35.00
Western Union Money Order (USA) . . . $25.00
Other Fees
Account closure within first six months . . . $20.00
ARC - copy of converted check . . . $3.00 (first two free each month)
Returned Statement / Bad Address . . . $5.00
Collection Item - Outgoing . . . Cost + $20.00
Foreign Check Conversion . . . Cost + $20.00
Dormant Account Notice (when balance is $50 or more) . . . $2.00
Endorsement Guarantee . . . $5.00
Process Levy or other legal process . . . $50.00
Mailed Receipt (each) . . . $2.00
Notary Services (Non-TCU documents) (per notarized signature) . . . $15.00
Returned Loan Payment . . . $15.00
Signature Guarantee . . . $7.50 (free to members with checking and Easy Pay)
Verification of Credit . . . $10.00
Verification of Deposit . . . $10.00
Download Disclosure
BUSFEES 07/24. Subject to change at any time without notice.