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Business Deposit Rates

Business Share Certificates

ACCOUNT TYPE TERM DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Business Certificate Special*
Minimum Initial Deposit: $500.00
7 months (213 days) 4.22% 4.30%*
Business Certificate Account
Minimum Initial Deposit: $500.00

6 months (182 to 273 days)

0.90%

0.90%
  9 months (274 to 364 days) 1.00% 1.00%
  12 months (365 to 577 days) 1.29% 1.30%
  19 months (578 to 729 days) 3.59% 3.65%
  24 months (730 to 1094 days) 1.98% 2.00%
  36 months (1095 to 1459 days) 2.08% 2.10%
  48 months (1460 to 1824 days) 2.18% 2.20%
  60 months (1825 or more days) 2.42% 2.45%
 

Business Money Market Accounts

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Business Flexible Money Market
Minimum Initial Deposit: $1,000.00
$0 - $7,499.99 0.15% 0.15%
  $7,500 - $24,999.99 0.20% 0.20%
  $25,000 - $49,999.99 0.20% 0.20%
  $50,000 - $74,999.99 0.25% 0.25%
  $75,000 OR MORE 0.50% 0.50%
Business Jumbo Money Market
Minimum Initial Deposit: $100,000.00
$0 TO $99,999.99 0.25% 0.25%
  $100,000 OR MORE 0.95% 0.95%
 

Business Share Savings

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Business Share Account
Minimum Initial Deposit: $100.00
$99.99 or less 0.00% 0.00%
  $100.00 to $5,000.00 0.05% 0.05%
  $5,000.01 to $10,000.00 0.10% 0.10%
  $10,000.01 or more 0.15% 0.15%
 

Business Share Draft (Checking)

ACCOUNT TYPE MINIMUM BALANCE TO OBTAIN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Free Business Checking
Minimum Initial Deposit: $100.00
N/A 0.00% 0.00%
Analyzed Business Checking
Minimum Initial Deposit: $100.00
N/A 0.00% 0.00%
Better Business Dividend Checking
Minimum Initial Deposit: $100.00
$0 TO $499.99 0.00% 0.00%
  $500 OR MORE 0.05% 0.05%

*Annual Percentage Yield (APY) on the 7-Month Certificate Special is accurate as of November 14, 2024 and assumes principal and dividends will remain on deposit until maturity. Dividends compound monthly. Withdrawals may reduce earnings. Penalty for early withdrawal. Minimum opening deposit of $500 is required. Certificate will automatically renew on the maturity date at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special. Business, IRA and CESA Certificates are eligible for the 7-Month Certificate Special. Some restrictions apply. Rates and terms are subject to change without notice. See Certificate Account disclosure for complete details. Insured by NCUA.

Dividends are compound monthly.

Effective Date 11/25/2024

Forbes Top 10 Credit Unions in California Award
Desjardins Financial Education Award, 1st place nationwide, adult and youth
US Air Force Distinguished Credit Union of the Year
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Routing 321170839

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